Benefits Overview 2011-2012

New Castle County Head Start, Inc. is an Independent-Non-Profit Agency We are not affiliated with Federal, State, County, or Local Governments.

Medical Insurance

Provider: Blue Cross Blue Shield of Delaware
Employee Cost: $20.00 OR $98.82 Co-Pay per month **
Program: IPA Blue Care – Base or Buy-Up – EPO 100
Options:

Family/Spouse/Parent-Child(ren) - Coverage at employee cost **

Eligibility Date: First of month after thirty (30) days of employment

(** Specific rates for employees are found on last pages)

Dental Insurance

Provider: Delta Dental
Employee Cost: None
Program: Open Dental
Options: Family/Spouse Coverage at employee cost **
Eligibility Date: First of month after thirty (30) days of employment

(** Specific rates for employees are found on last pages)

Life Insurance

Provider: Symetra
Employee Cost: None
Program: Two times annual salary (rounded to nearest $1000)
Options: None
Eligibility Date: First of month following date of hire

Accidental Death and Dismemberment

Provider: Symetra
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Short Term Disability

Provider: Symetra
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Long Term Disability

Provider: Symetra
Employee Cost: None
Options: None
Eligibility Date: First of month following date of hire

Premium Only Plan

Provider: ADP
Employee Cost: None
Program: Family/Spouse cost for insurance coverage (medical and/or dental) deducted from employee’s paycheck before taxes are calculated
Options: Annualized Program Only
Eligibility Date:

When co-pay for medical starts – or upon additional coverage

Direct Deposit

Provider: NCCHS
Employee Cost: None
Program: Direct Payroll deposits to checking, savings, or credit union accounts
Options: None
Eligibility Date: Two payroll periods following initial sign up

Credit Union

Provider: Federal Alliance Credit Union
Employee Cost: None
Program: Checking, Savings, Loans, etc.
Options: Minimum deduction $2.50
Eligibility Date: First payroll following completed paperwork
Payments to the credit union are done by direct deposit

Pension Plan

Provider: AXA (Stecher Financial)  (403B)
Employee Cost: None
Program: Defined Contribution Plan (Company Contribution)
Eligibility Date: Completion of two years employment and enrollment form

Supplemental Retirement Annuity

Provider: AXA (Stecher Financial) (403B)
Employee Cost: Variable within IRS guidelines
Program: Pretax Annual Salary Reduction Plan (Payroll deduction)
Eligibility Date:

Upon employment or at any time during the year

Tuition Reimbursement

Provider: NCCHS
Employee Cost: Cost of Books and other fees
Program: Course must be related to employee’s job duties. NCCHS will pay the full cost of tuition if all requirements are met (must receive a grade of “C” or better).
Eligibility:

Must have completed ninety day probationary period and cannot be on suspension or probation for other reasons

Please see personnel handbook for more specific information concerning tuition reimbursement and Master level courses

Employee's Children in Program

Provider: NCCHS
Employee Cost: None
Program: Employees children may attend the Head Start program according to specific requirements explained in the NCCHS Personnel Handbook
Eligibility:

Must be a current “Full Time” employee with NCCHS.  Must be the legal parent/guardian of the child. The child must be age eligible for the program as defined by Head Start requirements

Dental Plan Costs - Delta Dental

(Effective August 1, 2011)

Employee Cost Per Month
Individual $0.00
Employee Plus Spouse $26.69
Employee Plus Child(ren) $21.02
Family $53.62

Medical Plan Costs - Blue Cross Blue Shield of Delaware

Employee Cost Per Month
  Base Plan Buy Up Plan
Individual $20.00 $98.82
Employee Plus Spouse $840.00 $1021.27
Employee Plus Child(ren) $398.47 $524.56
Family $1155.39 $1376.06